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Earlier, if you did not keep enough money in your bank account, a minimum balance charge was deducted. This was a big problem for many people. Especially for those who had savings accounts, if they failed to maintain the average balance at the end of the month, the bank used to cut charges. But now, that pressure is going to reduce. Six government banks, including SBI, have made a big decision for their customers.

It is now confirmed that these six banks have announced that no penalty will be charged, even if customers do not maintain the minimum balance in their savings accounts. Because of this decision, many common people are feeling relaxed. This is also a big relief for people from weaker financial backgrounds.

Which Banks Are on the List?

First is Indian Bank. They have fully removed the minimum balance charge on all types of savings accounts from July 7, 2025. This rule is now active in all branches of the bank. Second is Bank of Baroda. From July 1, they have stopped charging any penalty for not keeping the minimum balance in standard savings accounts. However, this benefit is not for premium account holders.Third is Punjab National Bank. They have also announced that customers will not be charged if they fail to maintain the average balance in their savings accounts.Next is the State Bank of India (SBI). They have cancelled the rule made in 2020. Now, SBI customers can use their savings accounts without keeping a minimum balance.Fifth is again Bank of Baroda. Looking at the changing financial conditions, they repeated that this decision is helpful for common people. In their press release, they said this step is much needed for customers.Last is Canara Bank.

From May 2025, they have started this rule. Not only for normal savings accounts, but also for salary accounts and NRI savings accounts, the bank is giving this benefit.Many experts believe that these banks took this step to connect more middle and lower-income people with the banking system. After COVID-19, many people are still under financial stress. This decision is a big relief, and now there is no need to worry about maintaining a minimum balance.

There are still many people in the country who do not think about their future. They live only on what they earn now. But no one thinks about how things will work later in life. Keeping this in mind, Prime Minister Narendra Modi has launched a helpful scheme. Yes, the future can be made secure through the Atal Pension Yojana. But how? Let us explain in simple words.

What is Atal Pension Yojana?

Atal Pension Yojana is a government pension scheme. If you deposit a small amount every month, you will get a guaranteed monthly pension of ₹1000 to ₹5000 after the age of 60. This scheme is best for daily wage workers, auto drivers, farmers, and others working in the unorganized sector.

At What Age Can You Join?

To join this scheme, your age must be between 18 and 40 years. You also need to have a savings account. Based on how much you deposit every month, your pension amount after 60 will be fixed.

How to Apply

To apply for the Atal Pension Yojana, you can go to any nearby bank or post office. You can also apply online. You will need your Aadhaar card, savings account number, and nominee details.

Once your account is opened, a fixed amount will be deducted from your bank account every month. After you turn 60, you will start getting your pension every month

Family Will Get Support After Death

One of the best parts of this scheme is that if the person receiving the pension dies, the nominee will get the money. So, the family will not be left without support. Also, under this scheme, you can get tax benefits under Section 80CCD of the Income Tax Act. If you are thinking about your future, this scheme is a good choice. Start today and stay worry-free

New Delhi: Times have changed a lot, where people are realising their dream of earning money. These days, one can earn several lakhs of rupees in exchange for old notes and coins. If you want to sell a 100-rupee note, then the method is simple. You can sell a 100-rupee note for Rs 5 lakh. You can fulfil your dream of becoming a millionaire by selling it online.

If you let go of the opportunity to sell a 1100-rupee note, then you will regret it. Because such opportunities do not come again and again. Do not let go of the opportunity to sell a 100-rupee note at all. If a customer wants to sell a 100-rupee note, then he can first know some conditions.

Speciality 100-rupee note:

The 100-rupee note, whose demand is increasing in the international market, can be easily sold. First of all, the serial number 786 must be written on the 100-rupee note. Apart from this, Mahatma Gandhi’s photo should be printed on the note. If the note has a photo of Ashoka’s pillar on it, then it can also be sold.

People must be thinking that what is there in serial number 786 that such a huge amount is being received in return. Serial number 786 is considered very lucky and holy among the people of Muslim society. People like to buy this note to maintain happiness, prosperity and progress. One 100-rupee note can be sold for 5 lakh rupees, and three notes for 15 lakh rupees. If you miss the opportunity to sell, then you will have to regret it.

MUMBAI :After finishing a slew of meetings with institutional investors in road shows, JSW

Cement has finalized plans to launch its ₹4,000-crore initial public offering (IPO) in the first week of August, two people with knowledge of the development said.The company will file an updated red herring prospectus (RHP) with the market regulator by this month-end, the people added on the condition of anonymity. It had filed a draft RHP (DRHP) last August.

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